Blogs & Articles

Dive into our insightful blogs, where we share valuable tips and expert advice on various financial topics.

Roth IRA Q&A: Five-Year Rule, Income Limits & Conversion Mistakes

Roth IRA Q&A: Five-Year Rule, Income Limits & Conversion Mistakes

This week on the show, Jude answers some of the most common Roth IRA questions! First up: the Five-Year Rule. What does it really mean, how does it apply to contributions versus earnings, and why should you start the clock as soon as possible? Jude breaks it down in plain language with a reminder that waiting too long could delay your tax-free income in retirement.

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Big Beautiful Bill: Top 3 Retirement Tax Changes Explained

Big Beautiful Bill: Top 3 Retirement Tax Changes Explained

The Big Beautiful Bill (BBB) passed on July 4th, bringing major changes that retirees and pre-retirees need to under-stand. In this episode, Jude breaks down the top 3 provisions most relevant to his clients and listeners: the permanent extension of marginal tax brackets, the increased standard deduction, and a new senior citizen deduction that could re-duce taxes on Social Security for millions of retirees.

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5 Ways Wishful Thinking Can Damage Your Retirement (Part 2)

5 Ways Wishful Thinking Can Damage Your Retirement (Part 2)

Wishful thinking feels comforting, but in retirement planning, it can quietly sabotage your future. In this second installment, Jude breaks down five more dangerous assumptions people make when planning for their golden years. From relying too much on Social Security to assuming Medicare will handle long-term care, this episode challenges listeners to face financial realities with clarity and strategy.

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5 HUGE Roth Conversion Mistakes To Avoid

5 HUGE Roth Conversion Mistakes To Avoid

In this episode of The Roth Guy, Jude breaks down five crucial Roth conversion mistakes that could derail your retirement strategy. For example, many investors rush into conversions without considering the tax implications, often converting too much in a single year and inadvertently pushing themselves into a higher tax bracket. Jude explains how this mistake can trigger a “domino effect,” leading to unexpected costs like increased Medicare premiums due to IRMAA surcharges.

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