FAQs

We serve clients across the United States. The clients that derive the most benefit fromour services have at least $500,000 in investible assets and are – business owners, executives, and successful professionals, seeking guidance on where to save, how much to save, and when they can retire. Additionally, we serve clients that are close to, or entering the retirement phase of their life and needing guidance on how to take income most effectively from the assets they have worked so hard to accumulate. Mostimportantly, we best serve clients that will follow through on issues we are actively working on together, are passionate about their goals, and are responsive to communications from the firm.

We all carry a similar drive of service & empowerment in order to help people to achieve success in their lives. For most of us that passion comes from our personal life experiences & the knowledge that we want to share. We have all seen examples in ourpersonal lives that remind us how important it is to have a financial coach helping you to call the right plays. Education & financial literacy are an important component of “our why”. At the end of the day, watching our clients feel empowered by knowledge in both our process as well as about the smart money choices we help them to make is a rewarding feeling.

We charge a financial planning fee for our initial financial analysis ranging from $500-$3000+. Once deciding to become a client we charge ongoing investment management fees which vary depending on the level of investment as well as the complexity associated. Those fees cover annual reviews, as well as service and maintenance of those accounts. If you need further analysis that is not related to the accounts that we manage, we charge hourly on a per need basis.

For our initial analysis, you will receive a written financial plan that shows your current financial positioning, an analysis of your financial projections, as well as our recommendations for changes to optimize your assets. If you decide to move forward with our firm to implement & manage your financial plan, our team will – execute the plan that we have mutually agreed upon, provide ongoing maintenance & service for the accounts we manage, as well as complementary annual or semi-annual reviews dependent on your level of service, to ensure that we stay on track.

We are an independent, full service financial planning firm, specializing in advanced tax planning & legacy solutions. We are not bound to work with any one investment company, and as a result we are able to shop around to find you the best solutions available on the market. Along with being independent, we are a holistic planning firm, meaning that we look at all aspects of your financial life. We will work with your estate planning & tax team to ensure everyone is on the same page and that your wishes are fulfilled. We are not just “account collectors”, or “investment advisors”, we pride ourselves in the fact that we look at your entire financial life, considering all of your unique wishes & desires and then help to position you to execute on those plans. BUT,let’s not get ahead of ourselves… At this stage, it’s not about whether we do business together or not. Our process is focused on establishing whether there will be a good fit in working together. If we both agree that there is… then great. If not… our process is designed to give you clarity about your situation. So, if there’s not a fit, we will have added-that value for you.

If we decide to move forward together, the first step in our process is Discovery. During this step we will learn a little bit about your financial experiences, the tools you have to achieve your financial goals, and we will share more detail about the way we execute on our process & the fundamentals of that process. During our next step, Goals & Plan Design – we will uncover the details about what you would like to accomplish with your assets & the needs you have going forward so that we can develop a plan specifically tailored to meet those goals. Depending on the complexity of your situation, this step may require additional follow-up meetings to work on customizing the details of your financial plan together. The 3rd step in our process is Plan Delivery. During this step, we will deliver your customized financial plan with proposals for the recommended changes we would make, should you decide to become an ongoing client. Lastly, the 4th step in our process is Implementation & Ongoing Service. After deciding to become a client, our team will do the heavy lifting to implement our recommendations and then provide ongoing dedicated service & support. Going forward, we will give you the opportunity to have annual or semi-annual reviews dependent on your service level, to be certain that your concerns &/or priorities haven’t changed and that we are still on the road to success. are an independent, full service financial planning firm, specializing in advanced tax planning & legacy solutions. We are not bound to work with any one investment company, and as a result we are able to shop around to find you the best solutions available on the market. Along with being independent, we are a holistic planning firm, meaning that we look at all aspects of your financial life. We will work with your estate planning & tax team to ensure everyone is on the same page and that your wishes are fulfilled. We are not just “account collectors”, or “investment advisors”, we pride ourselves in the fact that we look at your entire financial life, considering all of your unique wishes & desires and then help to position you to execute on those plans. BUT,let’s not get ahead of ourselves… At this stage, it’s not about whether we do business together or not. Our process is focused on establishing whether there will be a good fit in working together. If we both agree that there is… then great. If not… our process is designed to give you clarity about your situation. So, if there’s not a fit, we will have added-that value for you.

If you came by referral, you came to us from someone that we already know we work well with. With that said, we are looking for clients that have open communication, are responsive to inquiries & requests made by our team, are committed to their financial goals, and have a desire to live their best life!

Centrus FS was built on a sturdy foundation of honesty, talent, keeping our clients’ bestinterest our north star, data-driven strategy, and commitment to helping others. The“CEN”of our name emphasizes our mission to always put our clients at the CENTER of everything we do. The “TRUS” comes from the TRUST our clients placeinusto always do what is best for them. We have a well-rounded team that has passed several layers of background security checks, to ensure that on a basic level, our team has met and exceeded all industry and regulatory standards. On a firm level, trust & open communication is of the utmost importance. We hold our team to a much higher standard than the industry requires and have chosen our team based on individual characteristics and personality that embody trust & have an eye for details. Please feel free to do a quick search to verify our records: Link to look up advisor on FINRA Broker Check Link to SEC Actions Lookup